estimate your monthly repayments on a dubai property purchase in seconds.
this calculator provides an estimate only. actual rates and repayments will vary based on your lender, profile, and market conditions. speak to a qualified mortgage advisor for personalised advice.
expats purchasing in dubai require a minimum 20% down payment. uae nationals can access mortgages with as little as 15% down. the maximum loan-to-value ratio is set by the UAE central bank.
mortgage rates in the UAE currently range from approximately 3.99% to 5.5% per annum depending on your lender, whether the rate is fixed or variable, and your financial profile.
budget for dld registration fees (4% of purchase price), mortgage registration fee (0.25%), agent fees (2%), and bank arrangement fees — typically 0.5–1% of the loan amount.
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